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Compare Major Medical, Short Term, and Fixed Indemnity Plans.

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Our mission is to help consumers across America find the healthcare plan that is best suited for their needs.

INSURANCE

It is important to understand the Health Insurance landscape, as well as your personalized options, so you can make an informed decision.

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Your agent can answer any questions about the plan types listed above and help you in deciding what might be the best fit for you.

Learn Your Health Options

Limited Medical Plans

Limited medical plans offer much lower lifetime caps and stricter restrictions on in-network doctors when compared to a major medical plan but offer much lower premiums as a result. In addition, limited medical plans do not require a qualifying life event to enroll and are therefore available to consumers year-round.

Fixed Indemnity Plan

Indemnity plans are designed to provide financial support in the event of major health events such as hospital stays or surgery. Indemnity plans are designed to provide financial assistance in paying unexpected out of pocket medical costs.

Major Medical

The health plan most consumers are familiar with. Major medical coverage offers the most comprehensive protection and flexibility of the plans listed. Major medical coverage comes with two major challenges; Qualifying Life event and Affordability.

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We’ll help you find the right insurance plan, custom fit for your needs.

Resources to Help You Understand the Health Insurance Marketplace

SPI Healthcare Marketplace and Exchanges

SPI Healthcare Important info for Medicare

SPI Healthcare Affordable Care Act ACA

SPI Healthcare Understanding Obamacare